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Home Loan Process
How to Transfer My Home Loan
The home loan transfer procedure assists customers in lowering their EMIs by transferring their outstanding balance from another financial institution to one that offers a low-interest rate.
Here are the steps that need to be followed for the home loan transfer procedure.
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Procure all of the documents required to transfer the balance of your home loan from your current lender.
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Acquire a consent letter from the current bank, as well as the outstanding loan amount.
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Provide all documents to the new bank to which you want to transfer the balance of your mortgage.
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The new lender will then pay off the balance owed to your old lender.
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As a result, your old loan account will be closed, and all loan payments will have to be made to the new bank.
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All property documents will then be handed over to the new bank, officially completing the home loan transfer process.
